Chapter One “Everyone down on the floor!” Matt O’Connor always knew there was a reason he hated banks, but it wasn’t until this exact moment that he figured out why: Money made people go insane. And a building full of it? Well, apparently that made people turn into idiots. Yup, idiots. That was the only word he could use to describe the three morons who bounded into the lobby of San Diego Savings and Loans with pantyhose covering their faces. They wore ill-fitting camo outfits that they’d probably picked up at a discount army surplus store, and the way two of them held their older-model handguns revealed that handling weapons wasn’t their strong suit. The third guy, whose long black hair stuck out from beneath his ridiculous pantyhose mask, held his 9mm with ease, but aside from the fact that he knew how to grip a gun, he was as inept as the others. Several female patrons in the brightly lit lobby shrieked at the sight of the robbers, immediately face-planting themselves on the beige tiled floor. An older gentleman took his time lowering himself down, while a couple of others just stood frozen in place as if they couldn’t figure out if this was for real or if they were being punk’d. “This is a bank robbery!” Black Hair shouted. Matt rolled his eyes. First of all, no shit.